Mantel
For iPhone

The private home for your household.

Bills, subscriptions, IDs, insurance, home upkeep and family info in one place, with a short brief every morning. All of it stays on your iPhone and in your own backups, where nobody else can see it.

Download on the App Store See what it does

Free to start. Premium from $39.99 a year, or $99.99 once. One purchase covers your family.

Your brief
Your Peacock trial ends Thursday; it turns into $10.99 a month unless you cancel. Three things today, starting with the HVAC filter. Alex's license expires in 40 days.
Written on this iPhone
Electric company$142.18 · Thu
Netflix went up $2.50$17.99/mo
Home insurance renewsin 25 days
Sam's birthdayTurns 4
A look inside

Calm on the surface. Thorough underneath.

Today screen: a short morning brief, today's tasks and the bills due this week.
The morning brief
Money-leak finder: nine recurring charges, a Netflix price increase and overlapping streaming services.
The money-leak finder
Vault: the Emergency Binder, IDs with expiration dates, and insurance policies.
The Vault
Emergency Binder: what goes into the locked PDF for your family.
The Emergency Binder
Nobody else's business

We can't leak what we never have.

Most life apps keep your records on their servers, link your bank through a middleman, and run your data past someone's AI. Breaches of companies holding ID photos and financial data keep coming. Mantel is built the other way around.

On your iPhone only

No account, no sign-up, no cloud of ours. iOS encrypts your records and seals them whenever the phone is locked.

No ads, no trackers

There's no analytics or advertising code in the app. The App Store label reads "Data Not Collected."

No bank login

The money-leak finder reads a statement file you pick, on your phone, then forgets it.

AI that stays home

On iPhones with Apple Intelligence, the brief and Ask run on the device. Nothing goes to an AI company.

Check it yourself

Turn on App Privacy Report in iPhone Settings. Mantel shouldn't show up contacting any servers.

Your data outlives us

If Mantel ever went away, nothing would be deleted. Locked backups and spreadsheet exports are yours to keep.

What it does

Everything a household keeps track of, kept in one place.

A morning brief

What's due, what's overdue, trials about to charge, renewals coming up, birthdays and today's calendar, in a few plain sentences.

Money-leak finder

Open a bank or card statement and see every subscription, price increase and overlapping service, with links to cancel. No cut of your savings.

Trial guard

Reminders two days and one day before a free trial turns into a charge.

Smart Scan

Scan a license, passport, insurance card or warranty. Mantel reads the dates and numbers on the phone and reminds you before anything expires.

Home upkeep

Filters, smoke alarms, gutters and the water heater on a schedule that counts from when you actually did the job. Warranties and model numbers too.

Emergency Binder

One password-locked PDF with policies, claims numbers, accounts, documents, medical info, contacts and wishes, for the day your family needs it.

Add anything

Type or say "Water bill $64 on the 15th every month" and Mantel files it. Siri can add things too, and widgets keep what's due on your Home and Lock Screen.

Insurance, organized

Policy numbers, deductibles, renewal dates, your agent and the claims line, all in one tap when something happens.

Income and side gigs

Track paychecks and side income, and how much to set aside for taxes, with quarterly reminders.

How it compares

The same help, without handing over your life.

MantelTypical budgeting and family apps
Account requiredNoYes
Bank login to find subscriptionsNeverUsually
Your records on the company's serversNoYes
Ads or tracking codeNoneOften
AI sends your data off the phoneNoOften
Fee taken from money you saveNoSome take 35–60%
PriceFree, or $39.99/yr, or $99.99 onceOften $40–$120 a year
Pricing

Start free. Upgrade when it's earned it.

Free

$0
  • Daily brief and reminders
  • Unlimited tasks and home upkeep
  • Up to 10 bills and subscriptions
  • Up to 10 documents, 2 insurance policies
  • Household, contacts and emergency notes
  • Face ID lock, widgets, Siri
  • Locked backups and exports, always free

Premium

$39.99 / year

2 weeks free. Or $5.99 a month, or $99.99 once.

  • Money-leak finder with cancel links
  • Emergency Binder PDF
  • Smart Scan for IDs, cards and warranties
  • No limits on anything
  • Income and side-gig tracking
  • Apple Intelligence extras on supported iPhones
  • Family Sharing: covers up to 5 family members

Questions

Where is my information stored?

Only on your iPhone, inside Mantel's private storage, encrypted by iOS. Mantel has no servers and no accounts, so there's nothing of yours anywhere else we could reach.

What happens if I lose my phone?

If your iPhone's iCloud Backup is on, Mantel comes back with your other apps when you restore. You can also make a password-locked backup file in Settings and keep it wherever you like.

How does it find subscriptions without my bank?

Download a statement from your bank or card (CSV works best; PDF works too), then open it in Mantel. It reads the file on your iPhone, finds what repeats, and forgets the file.

Which iPhones does it work on?

iPhones running iOS 18 or later. The optional Apple Intelligence extras need an iPhone 15 Pro or newer; everything else works without them.

Can my spouse use it?

Yes. Premium includes Family Sharing, so one purchase unlocks Premium on up to five family members' iPhones. Each phone keeps its own records; share the Emergency Binder or a backup file to pass information along.

Is this financial, legal or insurance advice?

No. Mantel organizes what you enter and reminds you about it. For advice, talk to a licensed professional.